Friday, February 28, 2014

February Round Up!!! It's a good one!

     At the risk of every one of these month ending round up blogs sounding the same, I CAN'T BELIEVE IT'S ALREADY MARCH TOMORROW!!!  Seriously.  We have been at this for two whole months!  I am so excited to share with you about our month!!  Let's dive in and see how we progressed.
     If you recall last month (or maybe you don't...it's really not a big deal) we didn't meet our goal for the amount that we would like to pay each month toward our debt.  Life happened.  We dusted off our initial disappointment and moved on knowing that God is leading this and we are just following along.  During the month of January K was able to pick up a lot of overtime.  A LOT.  I averaged out his hours and he ended up working 80 hours/week last month.  That is TWO full time jobs.  That guy is insane.  I have never been more thankful for his job and the fact that he LOVES it.  Especially since he is spending so much time there this year!  haha!  Let me tell you, if we had tried to do this three years ago we would have failed...miserably I might add.  We wouldn't have known how to stay connected when he is basically at work for two thirds of the time and home for one third.  God's timing is always perfect.
     Anyway, because of the perfect storm of K working his tushie off coupled with a light bill month, meaning we have a few bills that come every other month or quarterly and this month was one of only two times this year that all of those bills weren't due, (Again, God's timing is perfect) we were able to pay off our American Express in FULL.  IN FREAKING FULL.  SO GOOD!!!  We also have what we call a "debt jar."  That is everything extra cash-wise that comes in goes into that jar.  For example, my work money, a reimbursement check from K's work for a class, any extra money left over from our cash budgets all get tossed into the jar.  We had two months worth of money in there because I forgot to deposit it last month (And maybe I was just holding onto it because I am lame) so yesterday I was able to take that money and make a payment for $211.77 to the principle on my car.  Woohoo!  Here's how the numbers look for us now after February:

  • New Debt Total: $15, 496.20!
  • Amount paid off since we started: $6, 910.90!!!!
  • Amount paid off since last month: $5, 819.01!!!!  
    I love seeing how God is providing work for K and all he has to do is say yes.  Working 80 hours/week is no joke, especially since most of that time he doesn't get much sleep working in one of the busier houses in the fire district.  I am so thankful for the convictions and passion that God has put into both of our hearts for this year and years to come.  We are learning so much.  We were talking the other night and started wondering what we would have done with extra money like we had this month if God hadn't called us to this this year.  We had no idea.  We would have saved some for sure, but who knows what else we would have spent that money on.  Nothing important enough for me to think of right now!  We definitely wouldn't have spent every last penny we could getting rid of our debt, I can tell you that.
     So that is where we stand this month.  It was a really good month!  Months like this will balance out the ones where we aren't able to pay off as much.  Please remind me of that when I am whining about one of those times.  :)  Thank you in advance!!

Have a great weekend friends!

2 comments:

  1. George...loved our conversation the other day about this and how Dad and I, in our 50's, are on our own journey, still learning how to trust God and each other where our finances are concerned, it's definitely a process. Praise God you two are miles ahead of us compared to where we were at your age, so proud of you guys. Keep up the good work and praying for God's blessings and favor over you, Kris and those precious grand kids. And thanks for sharing and being accountable, that's not easy for most people to do. Came across this scripture and wanted to share with you....Romans 13:7-8 Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed. Fulfilling the Law Through Love. Owe no one anything, except to love each other, for the one who loves another has fulfilled the law.

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  2. That's awesome! over $5000 paid off this month! That would be hard to have Kris gone that much, but it is only temporary. :) Love you!

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